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Case Studies photograph

Cash means survival for Zambia's poorest

28 September 2007

 

The effects of extreme poverty, such as widespread disease, mean that many households in Zambia are without a breadwinner. In particular, large households that have no family member to provide an income risk missing out on essentials like food, medicine and education.

Now, a programme supported by DFID is providing some of the country's poorest people with the money they need to survive. The external linkSocial Cash Transfer (SCT) pilots are making a real difference to quality of life, and should go some way towards securing more families against poverty throughout Zambia.


Life-changing assistance for Maureen

Maureen with the orphans she cares forMaureen Jere and her daughter, Charity, live in Liona village in Zambia’s Eastern Province. Charity has tuberculosis and Maureen, an elderly widow, cannot walk properly due to the arthritis in her legs. Together they are responsible for six young orphans who came into their care after the children’s parents died.

"Because of my disability, and my daughter’s tuberculosis," says Maureen, "we are unable to work and have no way of providing food for ourselves. We used to rely on handouts from the other villagers in order to survive, but these were unreliable and often insufficient."

Maureen and her family now receive 180,000 Kwacha (£24) every three months through the SCT programme. This enables them to buy basic food, educational supplies for the children, and medicine, including treatment for Charity’s tuberculosis. Maureen even managed to save enough money for the construction of a small mud-brick building as a place for herself and her family to sleep - a dramatic improvement on the straw shelter they used previously.

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Helping the people who help the poor

Although the pilots have so far proved successful, there are still a number of difficulties to overcome before the programme can be implemented on a national scale.

Joseph Mwale is a church elder and a member of the local CWAC (Community Welfare Assistance Committee) in Liona. It is Joseph’s responsibility to identify which households will receive cash transfers, and to provide advice on how best to spend them.

"I became a committee member because I saw it as my moral obligation to help the less fortunate people in my village," says Joseph. "But, even though I find the work very rewarding, it's extremely time-consuming, and I've noticed that other committee members are beginning to lose incentive."

The committees are essential to the smooth running of the SCT programme. While Joseph does not expect compensation for the time he spends working for his local CWAC, he does not deny that payment would be welcome. The scheme is currently looking at the role of the committees and investigating ways to better assist them.

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 Making more of an impact

Many of Zambia's children live in households without a breadwinnerRobby Mwiinga is the Programme Manager for the SCT programme. He is very pleased with the way things have progressed, but feels there is still much to be done.

Specifically, he says, there needs to be better delivery of grants. This includes improving the way grants are issued through banks, and opening up more pay-points in rural areas. After all, for people like Maureen, travelling to the bank costs money as well as time, cutting into the time she has to prepare food for her family.

However, Maureen is now able to send her daughter along to collect the money, thanks to the medical treatment that has made Charity more mobile. It helps that Charity is literate and can fill in the required forms - many other people are less fortunate. Lack of literacy is yet another problem that needs to be overcome if the whole process is to have more of an impact. Convincing the Government of the importance of projects like SCT is another still.

As Robby points out:

"It's important to fine-tune the programme to remove the current problems we are facing. We drastically need to improve the political will of the Government, and the best way of doing this is to show that the transfers are really making a difference to the lives of Zambia’s poorest. Without political will, this programme will never be implemented on a national scale."

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Key facts

  • Millennium Development Goal 1 is to eradicate extreme poverty and hunger. Progress towards this goal has been limited in sub-Saharan Africa and the target to halve the proportion of people who suffer from hunger by 2015 is not expected to be met.
  • In Zambia, 53% of people are extremely poor. Half of Zambia's children are stunted – an indicator of long term malnutrition. Also, 16% of the population are HIV positive, and more than a million children have lost one or both parents to the disease.
  • Zambia’s external linkNational Development Plan has a chapter on Social Protection which outlines policies and programmes to support the poorest 20% of the population, including Social Cash Transfers for incapacitated households.
  • The evidence provided through the SCT pilots and supporting work will inform the Government of Zambia’s National Social Protection Strategy. The vision is to implement a national programme protecting Zambia’s poorest and supporting broader development.
  • The SCT pilots, which are being developed and implemented with the Zambian Government in five districts, will reach a total of 58,000 people in 2008. Pilots include age-based as well as community-based targeting, and urban as well as rural areas.
  • The Social Cash Transfer pilots, which will end in March 2009, are one component of the £10 million Programme Partnership Agreement (PPA) between DFID and CARE. Around 25% of this money is going towards the pilots. The purpose of the PPA is to enable the poor to better manage key risks associated with food security, destitution and HIV and AIDS. Other components include helping smallholder farmers to access seeds and markets for their produce, and helping poor children to get a better education.

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